If I could say anything about 2018 I would say that it was the year that our family found our peace again. It was the year that I stopped listening to what everyone else thought I should do with my life, and prioritized what we felt was right for us, and it feels SO dang good.
As I sit here writing, I can’t believe how far we have come in one short year, and I excited for the future in a way I haven’t been in awhile. So let’s dig in, and see what 2019 has in store for us.
Goal 1 – Pay $13, 750 to debt
This year I learned exactly what our family is capable of accomplishing on a (mostly) single income. Last year when I wrote out our goals, I was doing mostly hypothetical debt payment projections, and I was off by a few thousands dollars.
I think that there is no feasible way that we could have put any more money to debt this year than we did. So, because I know how it feels to push ourselves that way, I am going to set the bar a bit more reasonably this year at $13, 750.
I think that this is a much more reasonable goal for us to set, and I am not reaching for the stars.
Goal 2 – Increase my monthly income to $750
I brought in roughly $675/month averaged over the course of 2018, and while it was enough for our needs at the time, we do have some upgrades that we need to prepare for and having more money to add to sinking funds would help us out a lot.
Goal 3 – Increase blog income to $500/month
Currently my blog makes anywhere from $0 most months, to the odd month where I make $50. None of this income is passive and I have to work incredibly hard to see any money come from my writing at all. It looks like I have a long ways to go, and a ton of more work to put in before that starts to come a little more easily.
A good chunk of the reason I write is actually not to make money. I have a really powerful desire to pass on the things that I am learning, so that other people can look at their own finances with hope. I know how terrifying it is to make massive life changes, and if I can help in anyway I want to.
Having said that, I would also like to be a more active participant in our debt repayment on a financial level. This blog might end up being a way that I can accomplish that, without having to compromise time spent with my family, and that peace that we have worked so hard to cultivate in our home.
So lets dive into my plan on how I plan to make that goal a reality.
Goal 4 – Finish paying off our van in full
This one is pretty self explanatory, we currently have $8342.52 remaining on that loan balance as of January 1st. I am beyond excited to knock out the second of our three loans. There is always one loan that seems to be a thorn in your side, and for me this one is the van.
I can’t wait to look outside at that big beautiful mom-mobile and know that she is all ours!
** these free prinatables are from Debt Free Charts.
Motherhood and Money – the blog
Goal 1 -Invest in learning and take a course
I will be the first to admit, that while I can dance my way around normal daily tasks at a computer, I am heavily lacking in the knowledge of how to build a successful website.
Blogging requires building on skills outside of my writing. It means learning how to become better at creating visually beautiful content and images, how to edit said images and create resources for my readers, as well as learning some very basic coding. Lets be honest, all of that is intimidating.
Writing is the easy part, so I need to start mastering some new skills.
We have already purchased a course called Project 24, and I would like to have completed all of the content by the end of 2019. So far I have thrown myself into it, and I am understanding things that were coming hard to me last year. I’m looking forward to how this will shape what Motherhood and Money becomes in the future.
Goal 2 – Have a minimum of 30 articles posted by the end of February.
I am quaking in my boots at that statement. As of the time of this writing, I currently have 17 articles posted on the blog, which means I need to write another 13 in less than 3.5 weeks. *shudder*
Part of what this course is teaching me, is how to put out content worth reading much faster than I currently can now. For example, Project 24 talks about writing a quality article of 1500 words minimum in a single hour…
Currently, each article I am writing, takes me roughly a day to get polished off and published. This scares the socks right off of me. What this will force me to do is stop second guessing myself, which may not be a bad thing. So if you see anything wildly erroneous in my grammer, spelling, or content please let me know (…you see what I did there…).
There are things that I absolutely love about blogging and parts of it that I don’t love. I love sharing what I am learning, and I hope that you are all learning from it as well. I love being open and honest about what we are going through, because it means that maybe I get to help someone else who is facing something similar, and is as scared as we are.
What I don’t love, is that it requires me to have a presence on social media, and I am not skilled in that way. I would rather be putting down my phone more often and spending some quality time with my family.
Re-evaluating my priorities is what lead me to Project 24, and they are teaching me how to better use google as an asset. This will hopefully make it so that people can just google a question, and find me, as opposed to me getting all of my viewership through Facebook.
This doesn’t mean that I don’t love you all, because I do. I just want to find a less time consuming way to put out information to the masses.
Goal 3 – create a course in 1-2 years time
I hesitate to even write this one down, because I have no idea where I am going to find that kind of time. What I know is this, I want to help people navigate their finances, specifically in helping them to learn how to manage their money better so they are left with more at the end of every month.
Perhaps one day, this will move to an online course of some kind, but until I refine my skills and my knowledge, I would love for this to be a live event for my community and perhaps my church.
Goal 4 – Learn how to do printables
I have created multiple printable worksheets that I would love to share with you all, but I haven’t found a great way to do that just yet. I don’t want to go another year without learning how to get those to you, so its on my to do list.
Goal 5 – Automate social posts
I want to find a good way to automate all of my social media posting. I would love to build up my social media accounts, but as I said before I don’t like having to be on social media every single day.
I would like to come up with a schedule of some sorts where I am able to plan one whole month of posts, and have them post automatically daily. If any of my social media savy people have a great program to help me do this, leave it in the comments below please!
I have set some goals in other areas of my life, but at this point in time I am keeping those to myself, a little mystery never hurt anyone 😉
What are you focused on for 2019? Let me know in the comments below.