We are half-way through our first ever Momentum Month, and I wanted to update you in on the “half-way-ish” mark. Hint Hint: lets hope the last half sees our hard work paying off.
Report Card Time:
Groceries – A+ For Now
My husband has been complaining HARD about the amount of food I have been bringing home with me. The restricted budget definitely has meant less snacking foods – which is the reason for his grumbling. On the plus side, rando food in the pantry is getting eaten up. I think as a prep for October’s Momentum Month, I will be more conscious about pantry stock leading up to it. I’m also going to feel rich when my grocery budget is back up to $150/week!
Take out – A +
We slashed our take-out budget in half for this month, and we have stuck to it! Believe me, no one is more surprised than me! I have been more on top of making sure we pack snacks from home, and feeding myself before walking out the door. I think come April, we might be able to cut an additional $20 out of that budget going forward. We’ll see. So far we have spent $19.81 of our $60 budget.
Launch Coaching Sessions – Done!
Coaching sessions have officially launched, and I have resource packages complete. If anyone would like a shopping pre-plan and shop with me, feel free to email me @ Nikky@motherhoodandmoney.ca for more information.
File Tax Returns – Done!
We are still anxiously waiting to see what our tax return will be this year. My husband and I have had a little tax-return meeting to decide how those funds will be divided up once the money is in our hands. We’ll keep you posted on that as soon as we have a number, is it wrong to pray its huge?!
Sell All The Things!
You guys, I gotta be honest, my on-line-sale-game is strong. Most of the time. On-line sales are nearly non-existent this month, and I am praying that the situation starts to improve. I still have items left to list, so I am going to keep working on it this week.
No sales on Ebay yet. BOO!
Pick Up Extra Shifts:
There has been some shifts that have come up for me this month, however none that have worked with my childcare situation. We are headed into a bit of a batty schedule with my kids for the next two weeks, so I am giving up on this as a source of income. I know that I won’t be able to pick up anything in the next two weeks unless it happens to be a super short shift.
Where does that leave us?
We are SUPER close to having our emergency fund topped back up to $1000. I am keeping my fingers crossed that I will be able to have that done by tomorrow or the next day. When that is complete, it will all be going towards debt baby! Yahoo! I can’t wait to do my monthly breakdown at the end of this month and see us getting ahead again.
|Momentum Source||Goal Amount||Actual Amount||Completed|
|Local Buy/sell groups||$150||$51.00|
|Cut Restaurant budget||$60||$19.81 spent
|Use cash back programs||$150||$120.30|
|Cutting grocery budget $120/wk||$150||$75.41|
|Coaching Sessions||$500||$0 (Sessions booked)|
|Filing Taxes||$4000 (I hope)||still no clue!||submitted|
|Pick up nursing shifts||?||$0|
|Total||$1,210||$346.90 (I’ve got some serious work to do!)|
I will do a final debt payment update post at the very beginning of April. Wish me luck! I think I’m going to need it!
What side hustles are you working this month? Let me know in the comments below.